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BlogWhy are Job Descriptions Important for Agricultural Operations?
Job descriptions are important communication tools for both functional and legal reasons. Although no state or federal law “requires” a business to have job descriptions, we're sharing several reasons why you should consider them for your...Start Reading
Articles26 Factors Determining your Interest Rate
If you have or are currently lender shopping before deciding where to get your loan, you’ll notice that the interest rate offered varies from place to place. Simply put, interest rate is a reflection of risk. When the market identifies a higher risk...Start Reading
PodcastsUnderstanding Lines of Credit
Whether you’re a beginning farmer or an experienced operator, you’re probably no stranger to the unsteady cash flow typical to the annual production cycle. Here’s a glance at this episode: [3:56] A line of credit can be best described as a cash flow...Start Listening
ArticlesPlanning For Profit: Why You Need A Farm Business Plan
The best way to set yourself up for success in business and with your lender or partners is to have a detailed plan. It doesn’t been to be pretty, but a well-thought-out plan is essential for driving key decisions that can ultimately lead to a highly...Start Reading
PodcastsWhat are year-end balance sheets and how to build them with Credit Analyst Joel Althauser
Episode 4: What are year-end balance sheets and how to build them with Credit Analyst Joel Althauser. Finances and record keeping. They’re not the most exciting parts of farming, but they are powerful pieces you need for a successful loan approval.Start Listening
Articles5 Steps For Financing Your New Farming Operation
Most startups need more cash than the average person has on hand. This is definitely true for aspiring and beginning farmers who need financing for land, equipment, seeds, livestock and other materials. Roxanne Reed, founder and CEO of Farm School on...Start Reading
PodcastsEpisode 70: Looking at Financials Beyond the Balance Sheet with Nathan Buzard
As year end approaches, we know it’s time to start updating our balance sheets. The balance sheet gives a great snapshot of your operation, but when our loan team is looking at your financials, what else are they considering in the overall analysis...Start Listening
PodcastsHere We Grow - Episode 27: Drone Applicators & Ag Equipment
Episode 27 focuses on ag technology and an equipment outlook for 2024.Start Listening
Upcoming Events
Throughout the year and across the country, your local Farm Credit association hosts in-person and virtual events designed to help you start, manage and grow your farming operation. Browse through the AgBizInfo events to find the right event for you!