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  • Ready to Grow? How to Start a Farm with this Essential Guide

    Ready to Grow? How to Start a Farm with this Essential Guide

    So you want to start a farm business? Maybe you want to turn your side hobby into a second career. Or maybe you grew up on your grandparents' farm and feel a pull to go back to your roots. Whatever your motivation to start a farm or agritourism business, you might not know where to start. This guide can help.
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  • What Are Lines of Credit

    What Are Lines of Credit

    Whether you’re a beginning farmer or an experienced operator, you’re probably no stranger to the unsteady cash flow that’s typical to the annual production cycle of agriculture. Grain farmers need significant amounts of money for seed and inputs at...
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  • Farmland at sunset

    From Dream to Dirt: A Beginner’s Guide to Buying Your First Piece of Land

    You’ve been dreaming about owning land — maybe it’s a quiet place to build a home, a few acres for hunting or a future farm. But when it comes to actually buying land, it’s easy to feel overwhelmed. Where do you start? What should you look for? And how do you pay for it?
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  • A red barn against a sunset

    How to Qualify for An Ag Loan

    While not significantly different from regular loans, there are some agriculture loan requirements that are specific to the farm and agribusiness industries. Requirements may vary from lender to lender, but here’s our breakdown of how to qualify for an agriculture loan.
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  • Rural home

    Understanding Your Rural Loan and Interest Rate Options

    Buying a rural property, whether it’s land, a farm, or a house out in the country, is a major undertaking that requires a lot of planning. Not only do you have to decide on your budget, property and other considerations, but you also have to research...
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  • Determining Interest Rate

    26 Factors Determining your Interest Rate

    If you have or are currently lender shopping before deciding where to get your loan, you’ll notice that the interest rate offered varies from place to place. Simply put, interest rate is a reflection of risk. When the market identifies a higher risk, this demands a higher rate of return.
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  • How Beginning Farmers Can Manage Seasonal Income

    How Beginning Farmers Can Manage Seasonal Income

    Nowhere is the phrase “cash is king” truer than in farming. Farmers need cash to buy seed and feed, put fuel in tractors, pay employees and cover farm rent, a home mortgage and utilities. Having sufficient cash on hand throughout the year can be...
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