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  • New Land Owner Equipment Guide

    New Land-Owner Equipment Guide: What Do You Need?

    Whether you've acquired five acres or 500, transforming raw land into a productive property requires the right equipment. As a new landowner, the variety of machinery options can feel overwhelming. This guide will help you prioritize your equipment needs and make informed decisions about what's essential and what can wait.
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  • Women farming carrots

    How to Buy Your First Farm: Low Down Payment Options for Beginning Farmers

    If you dream of buying a farm but don’t come from a farming family or have deep pockets, you're not alone. The good news? For first-time buyers in Texas, especially in the Northeast region, there are ways to buy a farm with little to no money, thanks...
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  • What Lenders Look For When Financing Beginning Farmers

    What Lenders Look For When Financing Beginning Farmers

    Stepping into the world of agriculture can be exhilarating – and daunting. You’re fueled by a passion for the land, a desire to implement sustainable practices and a dream to offer high-quality products. But there’s one significant hurdle to overcome...
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  • A herd of cows grazing on a large open pasture

    Fall Financial Tips: Making the Most of Your Operating Credit

    At Alabama Ag Credit, we know that opportunities in agriculture never fully disappear, regardless of the market conditions. While commodity prices may be softer and margins tighter, it’s only natural to ask: How can I position my operation to seize opportunities and keep moving forward, even when cash flow feels tight?
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  • Rural Home

    Property Tax Overview: What Rural Buyers Need to Know

    Buying property is an exciting step — whether you’re building your dream home, expanding your ranch or investing in open land. But with new property ownership comes new responsibilities, and one of the most important to understand is property taxes...
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  • How to Buy Land at Auction: A Step-by-Step Guide

    How to Buy Land at Auction: A Step-by-Step Guide

    Step into the dynamic realm of land auctions where opportunities abound and strategies can mean the difference between winning and losing. In this engaging episode, we chat with Michael Harris, owner of Harris Real Estate and Auction, who shares his multi-generational expertise in navigating the auction landscape. With an impressive family legacy spanning over four generations, Michael brings invaluable insights into the auction process, emphasizing the importance of preparation for potential buyers and sellers alike.
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  • Access to Capital Best Practices

    Access to Capital Best Practices

    Discover everything you need to know about accessing capital and developing a strategic growth plan for your farm business! Gain insights into navigating grants and loans effectively, as well as presenting your farm to lenders for optimal success...
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