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  • A tree vineyard with the Farm Service Agency logo overlayed on top

    Working with USDA Farm Service Agency: A Valuable Resource for Young, Beginning and Small Farmers

    For Young, Beginning, and Small (YBS) producers, understanding the opportunities available through the U.S. Department of Agriculture can be an important step toward building a successful operation. One of the most valuable resources available to agricultural producers is the USDA's Farm Service Agency (FSA), which connects farmers and ranchers with programs designed to support agricultural operations through every stage of growth.
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  • succession planning

    How to Start a Succession Planning Conversation

    Episode 12: How to Start a Succession Planning Conversation - Succession planning for farm families - It’s a process that can be complicated, emotional and just plain hard to start a conversation about.
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  • Homestead

    Benefits of Using a Local Lender

    Securing financing is one of the most essential tasks when you begin your home-buying journey. Searching online you will find numerous lenders, and that can get overwhelming. If you are looking for personalized support and service that caters to your individual needs, selecting a local lender is the direction you need to head. Here are four reasons why you should work with a local lender.
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  • A herd of cows grazing on a large open pasture

    Fall Financial Tips: Making the Most of Your Operating Credit

    At Alabama Ag Credit, we know that opportunities in agriculture never fully disappear, regardless of the market conditions. While commodity prices may be softer and margins tighter, it’s only natural to ask: How can I position my operation to seize opportunities and keep moving forward, even when cash flow feels tight?
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  • Healthy Farm

    Episode 72 - Evaluating the Health of Your Operation

    In this episode of "AgCredit Said It," host Phil Young is joined by Jordan Huntsman, a commercial credit analyst with AgCredit, to discuss evaluating the financial health of farm operations at year-end. The conversation covers key financial indicators that farmers should focus on, such as net worth and working capital, and the importance of preparing an annual balance sheet.
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  • Young Farmer

    FSA-Preferred Lending for Young and Beginning Farmers

    If you’re new to farming, one of the major hurdles to overcome is buying your own land. Farmland is expensive. Add in the costs of inputs, labor and equipment, and buying your first piece of dirt can seem out of reach. But there are programs that can help you acquire that sought- after tract without touching the savings you’ve built along the way. The Farm Service Agency (FSA) offers two excellent programs that beginning farmers can take advantage of:
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  • Increase Your Financial IQ: Tips For Working With A Lender

    Increase Your Financial IQ: Tips For Working With A Lender

    It’s no secret that agriculture is a capital-intensive industry, so it should be no surprise that many farmers turn to lenders to access the funds they need to buy livestock, equipment, facilities and land. Approaching a prospective lender can be...
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