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  • A red barn against a sunset

    How to Qualify for An Ag Loan

    While not significantly different from regular loans, there are some agriculture loan requirements that are specific to the farm and agribusiness industries. Requirements may vary from lender to lender, but here’s our breakdown of how to qualify for an agriculture loan.
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  • A herd of cows grazing on a large open pasture

    Fall Financial Tips: Making the Most of Your Operating Credit

    At Alabama Ag Credit, we know that opportunities in agriculture never fully disappear, regardless of the market conditions. While commodity prices may be softer and margins tighter, it’s only natural to ask: How can I position my operation to seize opportunities and keep moving forward, even when cash flow feels tight?
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  • Planting For The Future: Young, Beginning, Small Farmer Programs

    Planting For The Future: Young, Beginning, Small Farmer Programs

    Ever wondered how the farming dreams of the young and ambitious can be nurtured in today's economy? We're Jordan Turnage and Chris Griffin, and we're here to unfold the mysteries of the Young, Beginning, and Small (YBS) loan program, a vital...
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  • How To Find The Right Lender & Communicate Effectively

    How To Find The Right Lender & Communicate Effectively

    Communication is key in any relationship. But it’s one of the most important pieces you can bring to the table as a new borrower when you’re beginning to build a strong relationship with your lender. “When you’re a new borrower, it can be really...
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  • woman planting seeds

    Farm loans: A beginner’s guide to success

    Getting a loan to begin or grow your farm operation can be somewhat overwhelming, but with determination, a solid business plan and a passion for agriculture, you can successfully take on the challenge. Here are five tips to help you get a loan that...
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  • 6 Steps For Finding Your Niche As A Beginning Farmer

    6 Steps For Finding Your Niche As A Beginning Farmer

    As an aspiring or beginning farmer, it’s key to find your niche – whether that involves raising chickens, growing organic fruits and vegetables, or making artisanal cheese. Roxanne Reed, founder and CEO of Farm School on Wheels, shares six tips for...
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  • Image of farmer developing a business plan

    How to Create a Farm Business Plan

    Are you ready to turn your agricultural dreams into a reality? Crafting a comprehensive farm business plan is the first step toward launching or growing a successful farm. In this step-by-step guide, you’ll discover how to define your mission, set...
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