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  • Understanding Your Farm Financials

    Understanding Your Farm Financials

    Most people who get into farming do so because they want to farm, not because they want to think about numbers. The fact is, though, that farms are businesses, and in order to be able to keep farming, the operation must remain financially viable. And...
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  • How Beginning Farmers Can Manage Seasonal Income

    How Beginning Farmers Can Manage Seasonal Income

    Nowhere is the phrase “cash is king” truer than in farming. Farmers need cash to buy seed and feed, put fuel in tractors, pay employees and cover farm rent, a home mortgage and utilities. Having sufficient cash on hand throughout the year can be...
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  • A red barn against a sunset

    How to Qualify for An Ag Loan

    While not significantly different from regular loans, there are some agriculture loan requirements that are specific to the farm and agribusiness industries. Requirements may vary from lender to lender, but here’s our breakdown of how to qualify for an agriculture loan.
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  • Farmer and lender shaking hands in a field

    Nine Questions to Ask Your Lender

    When exploring rural land loans, it’s crucial to ask the right questions to ensure you’re making an informed decision. Here are nine essential questions to discuss with your lender, like AgTrust Farm Credit, which have extensive experience in this...
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  • Building Credit & Savings To Grow Your Farm Operation

    Building Credit & Savings To Grow Your Farm Operation

    There’s no question about it: Farming takes a lot of money. Fortunately, strong credit and adequate savings can help you borrow the money you need to nurture your operation. Better yet, they help you borrow at a lower interest rate – sometimes by...
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  • Farm Land

    How many acres are needed to get a farm loan?

    When it comes to qualifying for a loan to buy acreage, Farm Credit of Central Florida has no minimum acreage requirement for farmland or lot loans. Instead, several factors determine eligibility for agricultural financing. Let's explore what really matters when seeking a loan for acreage.
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  • A green backdtop with a magnifying glass surrounded by letters

    Understanding Key Mortgage Terms: A Guide for Farm Credit of Florida Borrowers

    Ready to buy land or a home in the country? It’s an exciting milestone, but the financial side can feel a bit overwhelming. At Farm Credit of Florida, we’re here to help you feel confident throughout the entire lending process. To get you started, we’ve put together a quick guide to common mortgage terms and definitions to help you better understand the loan process.
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