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  • Creating a Farm Plan

    Farm Lines of Credit

    A farm line of credit is a flexible financial tool that provides farmers with access to funds to cover operating expenses such as purchasing seeds, fertilizers, equipment or paying labor costs. It is specifically designed for agricultural operations. Think of it as a safety net, allowing farmers to bridge gaps in cash flow and manage unforeseen expenses that may arise during a growing season.
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  • How To Understand The Costs Of Production

    How To Understand The Costs Of Production

    It’s a simple equation: When production costs go up, your net income usually goes down. This means that the best way to enhance your farm’s profitability is to manage your costs, and the first step in doing that is to understand the different types...
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  • Increase Your Financial IQ: Tips For Working With A Lender

    Increase Your Financial IQ: Tips For Working With A Lender

    It’s no secret that agriculture is a capital-intensive industry, so it should be no surprise that many farmers turn to lenders to access the funds they need to buy livestock, equipment, facilities and land. Approaching a prospective lender can be...
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  • Five Tried and True Financial Strategies for Your Operation

    Five Tried and True Financial Strategies for Your Operation

    Five smart strategies to help Texas Panhandle farmers manage cash flow, plan ahead and protect their legacy — backed by ag experts at Plains Land Bank.
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  • 5 Steps Loan Approval

    The Five Basic Steps of the Loan Approval Process

    Applying for a loan? The unknowns in the loan-approval process can be scary, but the credit approval steps are fairly straightforward regardless of whether you apply for an operating loan, land loan, equipment loan or home loan. By understanding the process, you'll feel more at ease during the transaction.
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  • Farm Income

    Farm Income Statement Explained: How to Measure Profitability on Your Farm

    Learn how to read and build a farm income statement by understanding income, expenses, gross margin, fixed costs and net farm income to measure profitability.
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  • How Credit Impacts Agriculture Loan Financing

    How Credit Impacts Agriculture Loan Financing

    Farming costs can add up quickly. Fortunately, agricultural loans help farmers get the financing they need to start, expand or maintain their farming operations. In this episode of AgCredit Said It, our hosts get answers to frequently asked questions...
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