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Farm Lines of Credit
A farm line of credit is a flexible financial tool that provides farmers with access to funds to cover operating expenses such as purchasing seeds, fertilizers, equipment or paying labor costs. It is specifically designed for agricultural operations. Think of it as a safety net, allowing farmers to bridge gaps in cash flow and manage unforeseen expenses that may arise during a growing season.View Details
How To Understand The Costs Of Production
It’s a simple equation: When production costs go up, your net income usually goes down. This means that the best way to enhance your farm’s profitability is to manage your costs, and the first step in doing that is to understand the different types...View Details
Increase Your Financial IQ: Tips For Working With A Lender
It’s no secret that agriculture is a capital-intensive industry, so it should be no surprise that many farmers turn to lenders to access the funds they need to buy livestock, equipment, facilities and land. Approaching a prospective lender can be...View Details
Five Tried and True Financial Strategies for Your Operation
Five smart strategies to help Texas Panhandle farmers manage cash flow, plan ahead and protect their legacy — backed by ag experts at Plains Land Bank.View Details
The Five Basic Steps of the Loan Approval Process
Applying for a loan? The unknowns in the loan-approval process can be scary, but the credit approval steps are fairly straightforward regardless of whether you apply for an operating loan, land loan, equipment loan or home loan. By understanding the process, you'll feel more at ease during the transaction.View Details
Farm Income Statement Explained: How to Measure Profitability on Your Farm
Learn how to read and build a farm income statement by understanding income, expenses, gross margin, fixed costs and net farm income to measure profitability.View Details
How Credit Impacts Agriculture Loan Financing
Farming costs can add up quickly. Fortunately, agricultural loans help farmers get the financing they need to start, expand or maintain their farming operations. In this episode of AgCredit Said It, our hosts get answers to frequently asked questions...View Details
Upcoming Events
Throughout the year and across the country, your local Farm Credit association hosts in-person and virtual events designed to help you start, manage and grow your farming operation. Browse through the AgBizInfo events to find the right event for you!