Buzzworthy Business
Do you enjoy fruits, vegetables, and nuts, along with a variety of options at your grocery store? If so, you can thank a special kind of pollinator, the honeybee, for diversifying America’s dinner plates. Honeybees are essential to maintaining food...
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FSA-Preferred Lending for Young and Beginning Farmers
If you’re new to farming, one of the major hurdles to overcome is buying your own land. Farmland is expensive. Add in the costs of inputs, labor and equipment, and buying your first piece of dirt can seem out of reach. But there are programs that can help you acquire that sought- after tract without touching the savings you’ve built along the way. The Farm Service Agency (FSA) offers two excellent programs that beginning farmers can take advantage of:View Details
Farm Lines of Credit
A farm line of credit is a flexible financial tool that provides farmers with access to funds to cover operating expenses such as purchasing seeds, fertilizers, equipment or paying labor costs. It is specifically designed for agricultural operations. Think of it as a safety net, allowing farmers to bridge gaps in cash flow and manage unforeseen expenses that may arise during a growing season.View Details
Benefits of Using a Local Lender
Securing financing is one of the most essential tasks when you begin your home-buying journey. Searching online you will find numerous lenders, and that can get overwhelming. If you are looking for personalized support and service that caters to your individual needs, selecting a local lender is the direction you need to head. Here are four reasons why you should work with a local lender.View Details
26 Factors Determining your Interest Rate
If you have or are currently lender shopping before deciding where to get your loan, you’ll notice that the interest rate offered varies from place to place. Simply put, interest rate is a reflection of risk. When the market identifies a higher risk, this demands a higher rate of return.View Details
Farm Income Statement Explained: How to Measure Profitability on Your Farm
Learn how to read and build a farm income statement by understanding income, expenses, gross margin, fixed costs and net farm income to measure profitability.View Details
Getting a Lot Loan from AgCredit: Your Path to Home Construction
Finding the perfect piece of land to build your dream home is an exciting milestone. Financing the purchase through a lot loan from AgCredit is a smart move that can pave the way for your future home construction. “Using the same lender for both your...View Details
Upcoming Events
Throughout the year and across the country, your local Farm Credit association hosts in-person and virtual events designed to help you start, manage and grow your farming operation. Browse through the AgBizInfo events to find the right event for you!
Webinar: Direct to Consumer Marketing Strategies for Farmers
Join FCS Financial and Elise Luebbering, founder of Evergreen Media, for a fast-paced 30-minute masterclass on branding your farm products. Whether you sell freezer beef, greenhouse plants, or fresh...
