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Here We Grow Episode 25

Here We Grow - Episode 25: Preparing for a Farm Loan

Episode 25 focuses on preparing young, beginning, and small operation farmers for financing and long-term success.
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  • Creating a Farm Plan

    Creating a Farm Plan: A Guide for New and Small Farmers

    Starting a farm, no matter how small, is an exciting venture. Whether you're raising a few cows or planning a diverse small-scale operation, a well-thought-out farm plan is crucial. Not only is it often required by lenders, but it also serves as a roadmap for your agricultural journey.
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  • USDA's new farmer bridge assistance program

    The USDA’s New Farmer Bridge Assistance Program: What You Need to Know

    As producers head into a challenging 2026 season marked by tight margins and continued market uncertainty, the U.S. Department of Agriculture has introduced a major support effort aimed at easing some of the financial strain: the new Farmer Bridge Assistance program.
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  • Young Farmer

    FSA-Preferred Lending for Young and Beginning Farmers

    If you’re new to farming, one of the major hurdles to overcome is buying your own land. Farmland is expensive. Add in the costs of inputs, labor and equipment, and buying your first piece of dirt can seem out of reach. But there are programs that can help you acquire that sought- after tract without touching the savings you’ve built along the way. The Farm Service Agency (FSA) offers two excellent programs that beginning farmers can take advantage of:
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  • Knowing Your Biz Numbers and Becoming Profitable

    Think Like a Lender

    Navigate the borrowing process with ease and confidence by thinking like a lender! Learn what lenders are looking for, what financing options exist, and understand how a clear, well structured business plan brings everything together. About the...
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  • Creating a Farm Plan

    Farm Lines of Credit

    A farm line of credit is a flexible financial tool that provides farmers with access to funds to cover operating expenses such as purchasing seeds, fertilizers, equipment or paying labor costs. It is specifically designed for agricultural operations. Think of it as a safety net, allowing farmers to bridge gaps in cash flow and manage unforeseen expenses that may arise during a growing season.
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  • Homestead

    Benefits of Using a Local Lender

    Securing financing is one of the most essential tasks when you begin your home-buying journey. Searching online you will find numerous lenders, and that can get overwhelming. If you are looking for personalized support and service that caters to your individual needs, selecting a local lender is the direction you need to head. Here are four reasons why you should work with a local lender.
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