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Here We Grow Episode 25

Here We Grow - Episode 25: Preparing for a Farm Loan

Episode 25 focuses on preparing young, beginning, and small operation farmers for financing and long-term success.
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  • 5 Steps For Financing Your New Farming Operation

    5 Steps For Financing Your New Farming Operation

    Most startups need more cash than the average person has on hand. This is definitely true for aspiring and beginning farmers who need financing for land, equipment, seeds, livestock and other materials. Roxanne Reed, founder and CEO of Farm School on...
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  • Understanding Your Farm Financials

    Understanding Your Farm Financials

    Most people who get into farming do so because they want to farm, not because they want to think about numbers. The fact is, though, that farms are businesses, and in order to be able to keep farming, the operation must remain financially viable. And...
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  • Increase Your Financial IQ: Tips For Working With A Lender

    Increase Your Financial IQ: Tips For Working With A Lender

    It’s no secret that agriculture is a capital-intensive industry, so it should be no surprise that many farmers turn to lenders to access the funds they need to buy livestock, equipment, facilities and land. Approaching a prospective lender can be...
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  • Four Questions To Ask Before Buying Land To Farm

    Four Questions To Ask Before Buying Land To Farm

    Finding the perfect acreage to start a farm is a once-in-a-lifetime opportunity for many rural property buyers. Whether you’re searching for a large lot, small farm, timberland or other bare land, knowing what to look for in a property and working...
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  • Five Steps For Accessing Operating Credit

    Five Steps For Accessing Operating Credit

    Farming requires ready access to cash to pay both vendors and employees. Operating lines of credit can help meet these financial needs, providing access to capital as you need it and leaving more of your working capital available to support strategic...
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  • How Beginning Farmers Can Manage Seasonal Income

    How Beginning Farmers Can Manage Seasonal Income

    Nowhere is the phrase “cash is king” truer than in farming. Farmers need cash to buy seed and feed, put fuel in tractors, pay employees and cover farm rent, a home mortgage and utilities. Having sufficient cash on hand throughout the year can be...
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