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  • Understanding Your Farm Financials

    Understanding Your Farm Financials

    Most people who get into farming do so because they want to farm, not because they want to think about numbers. The fact is, though, that farms are businesses, and in order to be able to keep farming, the operation must remain financially viable. And...
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    How to Qualify for An Ag Loan

    While not significantly different from regular loans, there are some agriculture loan requirements that are specific to the farm and agribusiness industries. Requirements may vary from lender to lender, but here’s our breakdown of how to qualify for an agriculture loan.
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    Four Free Financial Templates

    Four Free Financial Templates - Balance sheets? Cash Flow Statements? Budget Worksheets? A simple Business Plan for your operation? Look no more. Thanks to AgSouth and its award-winning AGAware Workshops, we present you with essential worksheets and templates designed to help you plan your business, keep good records, know how profitable your operation is and make better decisions.
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  • Ask the Expert: What Are the Pros and Cons of Financing Land Improvements Versus Paying Cash?

    With higher input costs in recent years, many producers have deferred maintenance and upgrades to their fencing and water systems. I’m now facing a major overhaul of my grazing infrastructure but would prefer not to drain my cash reserves to do it...
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  • Building Credit & Savings To Grow Your Farm Operation

    Building Credit & Savings To Grow Your Farm Operation

    There’s no question about it: Farming takes a lot of money. Fortunately, strong credit and adequate savings can help you borrow the money you need to nurture your operation. Better yet, they help you borrow at a lower interest rate – sometimes by...
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  • Understanding The Importance of Finances & Record Keeping

    Understanding The Importance of Finances & Record Keeping

    Finances and record keeping. They’re not the most exciting parts of farming, but they are powerful pieces you need for a successful loan approval. In Episode 4 of AgCredit Said It, our hosts sit down with credit analyst Joel Althauser to discuss the perfect recipe for creating a balance sheet.
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  • Avoiding Burnout on the Farm with Alligators

    Episode 62: Avoiding Burnout on the Farm with Alligators and Monkeys ft. Roxanne Reed

    Farmers and agricultural business owners face unique pressures and challenges. Whether you’re up at the break of dawn to check the livestock barns or tied to your desk with spreadsheet work, the pressures of farming can mount into unavoidable stress...
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