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  • Young Farmer

    FSA-Preferred Lending for Young and Beginning Farmers

    If you’re new to farming, one of the major hurdles to overcome is buying your own land. Farmland is expensive. Add in the costs of inputs, labor and equipment, and buying your first piece of dirt can seem out of reach. But there are programs that can help you acquire that sought- after tract without touching the savings you’ve built along the way. The Farm Service Agency (FSA) offers two excellent programs that beginning farmers can take advantage of:
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  • Episode 109 Graphic

    Episode 109: Inside Ohio's Dairy Industry with Scott Higgins

    As we celebrate the start of National Ice Cream Month, host Phil Young sits down with Scott Higgins, CEO of the Ohio Dairy Producers Association. Together, they discuss the state of dairy production in Ohio, key industry trends and the vital role dairy farmers play in feeding communities and supporting the agricultural economy.
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  • Rural home

    Understanding Your Rural Loan and Interest Rate Options

    Buying a rural property, whether it’s land, a farm, or a house out in the country, is a major undertaking that requires a lot of planning. Not only do you have to decide on your budget, property and other considerations, but you also have to research...
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  • Ready to Grow? How to Start a Farm with this Essential Guide

    Ready to Grow? How to Start a Farm with this Essential Guide

    So you want to start a farm business? Maybe you want to turn your side hobby into a second career. Or maybe you grew up on your grandparents' farm and feel a pull to go back to your roots. Whatever your motivation to start a farm or agritourism business, you might not know where to start. This guide can help.
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  • family

    Succession Planning On-Demand Workshop

    Farm Credit of Northwest Florida invites you to take the next step in securing the future of your farm, family, or business. Whether you're just starting out or already planning ahead, now is the perfect time to begin. Sign up to begin our Succession...
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  • Determining Interest Rate

    26 Factors Determining your Interest Rate

    If you have or are currently lender shopping before deciding where to get your loan, you’ll notice that the interest rate offered varies from place to place. Simply put, interest rate is a reflection of risk. When the market identifies a higher risk, this demands a higher rate of return.
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  • Site Analysis and Exploring Your Potential

    Site Analysis and Exploring Your Potential

    Unlock the full potential of your farm by conducting a thorough analysis of your land, buildings, infrastructure and equipment. Gain insights into strategic decision-making to optimize productivity and make the most of your farm's resources. Don't...
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  • financial planning chart

    Understanding the Balance Sheet: A Key Tool for Farm Financial Management

    Understanding the Balance Sheet: A Key Tool for Farm Financial Management. Managing a farm involves more than just planting crops and raising livestock. To ensure long-term success, it's crucial to understand the financial health of your operation...
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