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  • Creating a Farm Plan

    Farm Lines of Credit

    A farm line of credit is a flexible financial tool that provides farmers with access to funds to cover operating expenses such as purchasing seeds, fertilizers, equipment or paying labor costs. It is specifically designed for agricultural operations. Think of it as a safety net, allowing farmers to bridge gaps in cash flow and manage unforeseen expenses that may arise during a growing season.
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  • Five Tips For Beginning Farmers

    Five Tips For Beginning Farmers

    New to farming? Want to learn how to start a farm? If you’re looking to break into the industry, these five tips will help you gain the insights you need to succeed! 1. Get experience. Farmers need to think like businesspeople, and the best way to...
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  • Soil

    Episode 71: Protecting the Most Important Asset on the Farm with Sarah Noggle

    In this episode of Ag Credit Said It, host Phil Young introduces the topic of mental health in farming. He welcomes guest expert Sarah Noggle, an OSU extension educator in Paulding County, to discuss recent findings from the Ohio Agriculture Mental...
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  • Why is Using an Appraiser for Rural Property So Important?

    Why is Using an Appraiser for Rural Property So Important?

    Rural land sales differ significantly from traditional residential real estate. One of the most prominent differences is related to comparable sales, which can work against the buyer if they’re not careful.
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  • Understanding The Importance of Finances & Record Keeping

    Understanding The Importance of Finances & Record Keeping

    Finances and record keeping. They’re not the most exciting parts of farming, but they are powerful pieces you need for a successful loan approval. In Episode 4 of AgCredit Said It, our hosts sit down with credit analyst Joel Althauser to discuss the perfect recipe for creating a balance sheet.
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  • Build A Team Of Experts To Strengthen Your Farm Operation

    Build A Team Of Experts To Strengthen Your Farm Operation

    Running a successful farming operation is a complex undertaking. It’s especially difficult for beginning farmers to know it all: Production expertise along with accounting, finance, risk management, human resources, technology and marketing. The good...
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  • Calculator and notepad

    Episode 70: Looking at Financials Beyond the Balance Sheet with Nathan Buzard

    As year end approaches, we know it’s time to start updating our balance sheets. The balance sheet gives a great snapshot of your operation, but when our loan team is looking at your financials, what else are they considering in the overall analysis...
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